Version: 2.1
A comprehensive financial tool suite tailored for Indian investors.
What is it? SIP (Systematic Investment Plan) allows you to invest a small fixed amount every month rather than a large one-time sum.
Why use it? It is the best way to build wealth over the long term without timing the market.
How it works: It uses compound interest logic where your monthly contribution earns interest, and that interest earns more interest over time.
What is it? A calculation for a one-time big investment (like a bonus or windfall) kept for a fixed period.
Why use it? To see how a single large amount grows over time using compound interest.
How it works: It uses the standard Compound Interest formula: A = P(1 + r/n)^(nt).
What is it? EMI (Equated Monthly Installment) is the fixed amount you pay to repay a loan.
Why use it? To plan your monthly budget before taking a car loan, personal loan, or bike loan.
How it works: It calculates a fixed monthly payment that includes both interest and principal repayment.
What is it? A specialized loan calculator for buying a house or property.
Why use it? It handles large loan amounts and long tenures typical of home loans.
How it works: Similar to EMI, but helps you visualize how much of your home cost goes to the bank as interest.
What is it? Calculates returns on Fixed Deposits (FD) offered by banks.
Why use it? FDs are one of the safest investments with guaranteed returns.
How it works: It assumes interest is compounded quarterly (every 3 months), which is the standard for Indian banks.
What is it? Calculates Goods and Services Tax (GST) for a product.
Why use it? Use "Add GST" to find the final price. Use "Remove GST" to find the original price before tax.
How it works: Simple percentage math. "Remove GST" uses a reverse calculation formula.
What is it? SWP (Systematic Withdrawal Plan) lets you withdraw a fixed amount monthly from a lump sum investment.
Why use it? Great for retirees who want a regular monthly pension from their retirement savings.
How it works: It subtracts your withdrawal each month while adding interest to the remaining balance.
What is it? CAGR (Compound Annual Growth Rate) shows the average yearly growth of an investment.
Why use it? It's the standard way to compare different investments (like Gold vs. Mutual Funds) over time.
How it works: It smooths out volatility and tells you what steady rate you would need to get from start to finish.
What is it? Calculates Profit or Loss for a specific stock trade.
Why use it? To quickly check how much money you made (or lost) on a trade and your ROI percentage.
How it works: Simply subtracts Investment from Current Value.
What is it? Compares two different loan offers side-by-side.
Why use it? Sometimes a lower interest rate isn't cheaper if processing fees are high. This tool tells you the true winner.
How it works: It calculates the "Total Cost" (Total Interest + Fees) for both loans and compares them.
| Detail | Option A | Option B |
|---|---|---|
| Monthly EMI | 0 | 0 |
| Total Interest | 0 | 0 |
| Fees | 0 | 0 |
| Total Cost | 0 | 0 |
What is it? Discounted Cash Flow (DCF) estimates the value of an investment based on its expected future cash flows.
How to use? Fill data from financial sites like Screener.in or MoneyControl.
What is it? Tells you exactly how much money (corpus) you need to save today to retire comfortably later.
Why use it? It accounts for inflation. 30k monthly expense today might be 1 lakh in 20 years.
How it works: It projects your expenses into the future using inflation and calculates the lump sum needed to sustain that.